Direct operator error, such as driving while impaired or distracted, causes over 90 percent of vehicle collisions. Of the remaining 10 percent, all but a handfull are atributable to indrect operator error, such as driving too fast on a wet road, or third party negligence, such as a defective product.

Direct operator error, such as driving while impaired or distracted, causes over 90 percent of vehicle collisions. Of the remaining 10 percent, all but a handfull are atributable to indrect operator error, such as driving too fast on a wet road, or third party negligence, such as a defective product.